fix 机构类型不存在时兼容

mec-biz/src/main/java/com/ym/mec/biz/service/impl/PayServiceImpl.java

@@ -97,7 +97,7 @@ public class PayServiceImpl implements PayService {
         String company = "daya";
         if (userId != null) {
             MusicGroup musicGroup = musicGroupDao.findUserMusicGroup(userId);
-            if (musicGroup != null && musicGroup.getOwnershipType().equals(CooperationOrgan.OwnershipType.COOPERATION)) {
+            if (musicGroup != null && musicGroup.getOwnershipType() != null && musicGroup.getOwnershipType().equals(CooperationOrgan.OwnershipType.COOPERATION)) {
                 company = "yadie";
             }
         }